Your Business, Your Pension

Planning and advice for retirement

About this Site

Welcome to the online version of "Your Business, Your Pension". On this site, you can read the full text of "Your Business, Your Pension". This book highlights the importance of pension planning in your business and gives advice on personal and occupational pension schemes. You can also check out the author's blog, interact in the forum, find useful websites in the directory, sign up for our newsletter, or download the PDF version of the ebook from the online store.

About the Author

John Whiteley is a Chartered Accountant who has spent most of his working life advising small businesses. He is the author of many books on personal finance, tax, and small business. He is author of several other How To Books including Going for Self-Employment, The Small Business Tax Guide and Watching the Bottom Line.

Chapter List

Preface
Introduction Providing For Your Retirement; The Importance Of Pension Planning; The Urgency Of Pension Planning; Providing For Yourself; Quantifying The Need; Simplification In 2006;
The State Pension Provision Retirement Pension (The State Pension); Other Benefits; Minimum Income Guarantee And The Pension Credit; Equalisation Of Retirement Ages;
Personal Pension Schemes Eligibility And Qualifying Earnings; Contributions And Tax Relief; Taking The Benefits; Choosing A Policy; Group Personal Pension Plans;
Stakeholder Pensions Eligibility; Tax Relief; Minimum Standards; Contributions; Concurrency; Employer Stakeholder Schemes;
Occupational Schemes Occupational Schemes; Final Salary Schemes; Money Purchase Schemes; Hybrid Schemes; Contribution Limits; Avcs (Additional Voluntary Contributions); Fsavcs (Free Standing Additional Voluntary Contributions); Concurrency; Benefits; Early Leavers And Transfer
Sipps And Ssass Sipps; Ssass; Comparison Of Sipps And Ssass;
Other Methods And Problems Contracting Out; Retirement Annuity Plans; Saving Schemes And Isas; Furbs (Funded Unapproved Retirement Benefit Scheme); Uurbs (Unfunded Unapproved Retirement Benefit Scheme); Early Retirement; Hitting Problems;
Retiring And Selling Your Business Selling Your Business; Passing On The Business To Your Family; Retaining A Consultancy; Retaining The Business Property;
Supplementing Your Income In Retirement General Principles Of Saving And Investing;